Nationwide
Suing the Bureaus
For You.
We represent consumers against Equifax, Experian, TransUnion, and the banks and creditors that report false information. The Fair Credit Reporting Act is your weapon — we know how to use it.
Free ConsultationRecently finished a bankruptcy? Take Still Reporting? — our free discharge credit report check.
No Out-of-Pocket Cost
We recover our fees from the defendants when we win.
Nationwide
FCRA is federal law — we represent consumers in all 50 states.
Free Consultation
We'll tell you honestly if you have a case.
Is This You?
They know it's wrong. And they won't fix it.
Credit bureaus count on the fact that most consumers will give up. When a dispute fails, you may have a federal claim worth pursuing — and it costs you nothing out of pocket.
Get a Free Assessment01Your report shows accounts that belong to someone else.
02A late payment keeps reappearing after you paid or disputed it.
03A debt discharged in bankruptcy still shows as active.
04A bureau "verified" information that is obviously incorrect.
05Identity theft accounts persist despite formal disputes.
06A paid collection keeps coming back after claimed removal.
Scope of Practice
What we handle
FCRA Litigation
We file federal lawsuits against Equifax, Experian, and TransUnion for failing to investigate and correct errors after dispute.
Furnisher Violations
Banks, creditors, and debt collectors who keep reporting wrong information after receiving a formal dispute — we sue them too.
Identity Theft
Fraudulent accounts and inquiries on your report. We pursue the bureaus and furnishers who ignore documented theft.
Failure to Investigate
The FCRA requires a reasonable investigation after dispute. Many bureaus run automated checks that rubber-stamp whatever the creditor says.
Mixed Credit Files
Your file merged with another consumer's. One of the most damaging — and most winnable — FCRA violations.
Background Check Errors
Incorrect criminal or financial records affecting employment or housing. CRAs running background checks have the same FCRA obligations.
The Process
Free Consultation
How it works
01
Pull Your Reports & Identify Errors
Get reports from all three bureaus. We'll walk through what qualifies as an actionable error and what doesn't.
02
Documented Dispute Process
We send formal disputes that create a legal record. The bureaus have 30 days to investigate. Their response — or non-response — becomes evidence.
03
We File Suit if They Don't Fix It
If the bureaus and furnishers ignore valid disputes, we sue them in federal court. Our fees come from the defendants — not from you.
Ready to talk?
Free consultations. Nationwide. No out-of-pocket cost.
The bureaus aren't going to
fix it on their own.
Tell us what's on your report. We'll tell you whether we can help — and what it would cost you (nothing).
Get a Free FCRA Review